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DeSimone Financial Inc.
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  • Personal Insurance
    Personal Insurance
    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All
    Personal Insurance QuotePersonal Insurance Quote
    Homeowners
    Auto
    Life Insurance
    High Net Worth
    Umbrella
    Flood
    Boats / Watercraft
    Classic & Exotic Cars
    Motorcycle
    RV/Trailer
    Powersports
    Earthquake
    Jewelry
    Landlords
    Condo
    Course of Construction
    Renters
    • Autos, Cars & Trucks
    • Homeowners
    • High Net Worth
    • Umbrella
    • Motorcycle
    • Boat
    • Flood
    • Golf Cart
  • Life Insurance
    • Individual Life
    • Long-Term Care
  • Business Insurance
    Business Insurance
    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    View All
    Business Insurance QuoteBusiness Insurance Quote
    Builders Risk
    Business Interruption
    Business Owners Policy
    Commercial Auto
    Commercial Property
    Commercial Trucking
    Contractor’s Tools and Equipment
    Cyber Liability
    Directors & Officers
    Employment Practices Liability
    Equipment Breakdown
    Excess / Umbrella
    Garage Keepers Insurance
    General Liability
    Hired & Non-Owned Auto
    Inland Marine
    Liquor Liability
    Package Policy
    Product Liability
    Professional Liability E&O
    Real Estate Investments
    Special Events
    Surety Bonds
    Workers Compensation
    • General Liability
    • Workers’ Compensation
    • Commercial Auto
    • Commercial Property
    • Cyber Liability
    • Professional Liability
    • Employment Practices Liability
    • Business Owners Policy
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732-451-4300
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FAQs

  1. Home
  2. FAQs
  • What does Surety Bonds Insurance not cover?

    Surety Bonds Insurance does not cover direct business losses, damages to property, or liability claims. For instance, if your business suffers from property damage, you would need a property ...

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  • How do I file a claim for a commercial crime loss?

    To file a claim, contact your insurance provider as soon as the crime is discovered. Provide detailed documentation of the loss, including police reports, financial records, and any other ...

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  • Can Commercial Crime Insurance cover losses from online scams?

    Yes, many Commercial Crime Insurance policies include coverage for computer fraud and funds transfer fraud, which can protect against losses from online scams and cybercrimes.

    Read MoreRead More
  • How is Commercial Crime Insurance different from Fidelity Bonds?

    Fidelity Bonds are a type of insurance specifically designed to protect against employee dishonesty. Commercial Crime Insurance provides broader coverage, including third-party fraud and cybercrime.

    Read MoreRead More
  • Is Commercial Crime Insurance mandatory for businesses?

    While not legally required, Commercial Crime Insurance is highly recommended for any business that handles significant amounts of cash, securities, or valuable property. Some contracts may also require it. ...

    Read MoreRead More
  • What does Commercial Crime Insurance not cover?

    Commercial Crime Insurance does not cover property damage, bodily injury, or cyber liability. For instance, if your business experiences a data breach, you would need Cyber Liability Insurance to ...

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  • What should I do if I need to file a Garage Liability claim?

    If you need to file a claim, contact your insurance provider as soon as possible. They will guide you through the process, which typically involves providing details about the ...

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  • Can I bundle Garage Liability Insurance with other policies?

    Yes, many insurance providers offer bundled policies that include garage liability insurance along with other coverages such as property insurance, workers’ compensation, and commercial auto insurance. Bundling can often ...

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  • How much coverage do I need for my business?

    The amount of coverage you need depends on the size and scope of your operations, as well as the specific risks associated with your business. It’s advisable to consult ...

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  • Is Garage Liability Insurance required by law?

    In many areas, garage liability insurance is a legal requirement for businesses in the automotive industry. It’s essential to check local regulations to ensure compliance and avoid potential penalties. ...

    Read MoreRead More
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DeSimone Financial Inc.
249 Brick Blvd
Brick, New Jersey 08723
Phone: 732-451-4300

Hours: Mon-Fri 8:00am-5:00pm

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Proudly offering insurance services, home insurance, auto insurance, life insurance, and commercial insurance for businesses in all of New Jersey, including Bayonne, Brick, Clifton, Edison, Franklin Township, Hoboken, Jersey City, Newark, Passaic, Paterson, Piscataway, Trenton, Woodbridge Township and the surrounding areas. View all service areas.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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